Focused on Freedom

David and Melissa Chavez of Glendora, CA, were two people motivated to succeed from the very beginning. Though they came together from two different backgrounds - David from the projects in East L.A. and Melissa from a middle class family of entrepreneurs - both were determined to make something of their lives and be successful.

David was working as a business developer for a credit union and Melissa worked as a business developer for a car insurance company. Little did they know that their ability to generate business and build a company would soon pay off. Melissa was already working toward becoming an entrepreneur and was considering starting her own homeowner's insurance business with the help of her father.

Then they learned about Primerica and saw the big picture. "I immediately saw that Primerica was an incredible opportunity," Melissa recalls. "We could have the freedom of time and control over our income while helping people at the same time."

She also discussed Primerica's business opportunity with her father. As a successful entrepreneur who understood the rewards of calling his own shots, Melissa's father could give her input and advice. After she detailed what she had learned about Primerica, her father encouraged her to join Primerica and start a business. David, burned out on broken corporate promises, decided to join the Company too and partner with Melissa in their business. "I was tired of corporate politics and working for companies that 'talked' a good game. You know - the ones that claim you can climb their corporate ladder, make more money and get ahead - but, no matter how hard you worked, never kept those promises."

The couple joined Primerica and earned $50,000 their first year. Less than two years later, the Chavezes' income soared past six figures. They've changed their lives and the lives of those around them . all because of their hard work and belief in themselves.

"I never thought I'd be someone anyone would ever look up to," admits David. "I was just a regular guy who wanted to do something big. With Primerica, your success isn't dependent on your skill level or talent alone. It's also about what's in your heart and the desire to help people while you help yourself.

"Primerica has literally changed our lives," he continues. "We make over $100,000.* That's something that would've taken us a long time to achieve in the corporate world - if we ever could have made it that far. With Primerica, you have freedom of time and can make money at the same time."

David and Melissa have already started building a legacy for their children and making a difference in their families' lives. The couple has practically "retired" David's parents and is currently helping them pay off their mortgage. They love that they are in a position to help their families and others in the community.

"It's not how much money you make," David says, "but how you make it. With Primerica, your income and chance to be successful is unlimited. We're thankful to be able to help people learn to dream again - just like we did."

Note: The Primerica representatives featured are full-time, independent contractors, and not employees. The success of these individuals is not intended to demonstrate typical success levels of all representatives. Rather, the potential for success is dependent upon actual organization size, the number of sales and the override spread on each sale, and the ability and efforts of the representative and his or her downlines.

* The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12-month period ending in December 2008, Primerica’s sales force consisted of approximately 100,000 life-licensed representatives, to whom the Company paid a total of $622,000,000 in compensation, an average of $6,220 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.